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2nd Homes & Investment Properties

Second Property

Conventional Mortgage

FHA Mortgage

USDA-RD Mortgage

VA Mortgage

State Housing Programs

Jumbo Mortgage

ARMs, Fixed Rate & Interest Only Mortgages

1st & 2nd Mortgages

2nd Homes & Investment Properties

Renovation Mortgages

 

Real estate can be a great investment. The mortgage process for financing a second home or investment property is going to have some small differences. Mortgage lenders view these as higher risk loans and as a result they do have stricter qualifying guidelines in terms of credit score, down payment requirements and debt to income ratios.

Whether you’re looking to purchase a vacation retreat or a multi-family rental property, the first step in the process is to create a budget.  You’ll be in a better position if you know exactly how your income and current debts align.  Your loan officer can help guide you through the process and show how your current financial situation can help you reach your investment goals.